How to Deal with Human Capital Management ～The change in your awareness makes the difference ～
"Human capital management" has become one of the major trends in corporate management. "Human capital management" is not something that companies are forced to do because of external pressures such as fads or mandates. The "Guideline for Human Capital Visualization" by the Cabinet Secretariat provides a roadmap for properly communicating the results of efforts to the outside world - a guidline which we should make us of. This paper traces the basic concept of human capital management and explains why it is an essential topic for corporate management.
The World After DX: Smart Cities and the Metaverse
Smart cities and the metaverse are expected to be at the center of the world after DX (a society in which DX has become widespread and everything is digitalized). However, there are clear barriers and challenges to commercialization. Through market trends and case studies, we explore the current status of these two themes and share our outlook on problem solving using technology.
Opportunity to Enter the Forthcoming B2B Cashless Payments Market
The B2B payments industry is large, estimated to be worth approximately 1,000 trillion JPY in Japan. However, the percentage of cashless payments is less than 40%. With an increasing number of companies are beginning to enter this lucrative, “blue ocean” market, the key to success is to add value beyond payments function. This report will explore best practices for discovering opportunities to add value and implementing services by looking at examples from leading companies overseas and in Japan.
The Potential for New Payment Experiences - A Comparison of Japanese and U.S. BNPL Trends
BNPL (Buy Now Pay Later: financing that allows consumers to make purchases and pay for them at a future date) is a trend that has mainly emerged in the U.S. and has spread to Japan. However, the trends seen among players and users in Japan differ from those in the United States. While BNPL is facing challenges such as regulatory tightening overseas, we examine BNPL’s potential for growth in Japan and how it can coexist with existing players. The key for this coexistence will be to create a win-win situation in which the customer experience is fundamentally improved throughout the payment process.